Although Chapter 7 bankruptcies are not for everyone, they are suited for persons whose debt is primarily unsecured. Unsecured debt is debt where the creditor does not have any interest in property belonging to the debtor. Examples would be automobiles, and home loans where the creditor retains an interest in the property. In such cases, unless the property is exempt from seizure, the debtor would be required to turn the property over to the bankruptcy trustee or the agency who perfected a lien on the property. With the exception of the creditors mentioned above and debts such as those listed in the "non-dischargeable debt section," almost all debt is dischargeable in a Chapter 7 bankruptcy. Additionally, once a debt is discharged in a Chapter 7 bankruptcy, the debtor is forever relieved of the debt and the creditor will have no recourse against the debtor.