Federal bankruptcy law exists to give debtors a “fresh start” from burdensome debts. That goal is accomplished through the bankruptcy discharge, which releases debtors from personal liability for specific debts, and prohibits creditors from ever taking any action against the debtor to collect these debts.

The Bankruptcy Code provides several options for debtors to obtain this “fresh start” – Chapter 7, Chapter 11, and Chapter 13. Each is appropriate for different circumstances. Click below to find out more.


What Bankruptcy Means For You

Are you overwhelmed with bills, debts, and harassing creditor calls? Are you behind on your mortgage, car payments, or have you recently faced an overwhelming medical bill or lawsuit that threatens to wipe out your finances? Is your business in need of debt restructuring so that it can continue operations? If so, bankruptcy may be an option you should seriously consider before matters become worse.



  • Harassing phone calls by creditors
  • Foreclosure on your home
  • Garnishments
  • Interest and penalties on back taxes
  • Law suits and judgments
  • Collection tactics


  • Judgments against you
  • Medical bills
  • Tax liens & levys
  • Interest and penalties
  • Payday loans
  • All other debts


  • Vehicles
  • Homes
  • Wages
  • Investments
  • Assets
  • Your peace of mind



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